Workbook — Kids’ Corner · Created September 23, 2026 · 1 min read
My Business Money
A first ledger, written to the child: money in, money out, and what is left.
Text Size
Written to the child rather than the parent. Real businesses keep books, and a lemonade stand or a dog-walking round is a real business to the person running it.
Download: KidBusinessLedger.xlsx — free, no email required, and it opens in Excel, Numbers or Google Sheets.
What This Workbook Does
- A line to name the business, which matters more to a seven-year-old than the accounting does.
- Money in and money out with a date and a description on every row.
- A running total, so the effect of a purchase is visible immediately.
- A three-way split of what is left: refilling supplies, saving toward a goal, and spending.
How to Use It
- Write down what the business is at the top.
- Log every time money comes in, on the day it comes in.
- Log every time money goes out, including supplies bought with your own money.
- Look at what is left, and split it three ways: enough to buy supplies again, some toward your goal, and some to spend.
- Do not erase the bad weeks. They are part of the record.
What It Will Not Do
No tax machinery here on purpose. This is the habit, not the paperwork — a teenager earning real money should move up to the Teen Self-Employment Ledger.
Every workbook on this site is free. The full set — budgeting, debt, career, real estate and the kids’ sheets — is on the Worksheets & Planners page.
Where to go next: Starting a Business as a Kid — ideas, pricing and the first customer; Teen Self-Employment Ledger — the next version, once the money is real; Saving for a Goal — where the saving share goes.