Early Life Investments, LLC

Educational only: These worksheets are general tools, not personalized advice. Read the full disclaimer.

Free Downloads

Worksheets & trackers.

Editable Excel templates we use with our own family. Download, plug in your numbers, and use them every month.

— Series One —

Budgeting & Cash Flow

Know exactly where every dollar goes — and where it should.

Catch every recurring expense before it catches you. Streaming, gym, software — if it’s monthly, it goes in here.

Map every dollar of take-home pay — essentials, savings, debt, and personal wants. The 50/30/20 framework, made concrete.

Built for first jobs, side hustles, and variable hours. Plug in your hours per week and your rate, then plan around the realistic monthly take-home.

Pick a strategy — smallest balance first, or highest interest rate first — and watch the payoff date move closer with every extra payment.

— Series Two —

Tools in development — check back soon.

XLSX

See exactly what a $6,500/year Roth contribution becomes over 10, 20, 30, and 40 years at different return rates.

Coming soon

XLSX

Pick a target tuition number, drop in your monthly contribution, and see whether you’re on track.

Coming soon

XLSX

A one-page snapshot of every account, asset, and liability — designed to be filled in once a year.

Coming soon

XLSX

Plug in your age, current savings, and monthly contribution — see whether you’re on track.

Coming soon

Want something we don’t have yet? Tell us what worksheet would help you most — we read every request.