Workbook — Budgeting · Created October 5, 2026 · 1 min read
Home Service Price Tracker
The annual increase you never agreed to, made visible.
Lawn care, pest control, alarm monitoring, internet, the HVAC contract — services on autopay tend to rise a little every year without anyone deciding to pay more. One sheet, checked once a year, turns those increases into a list of phone calls.
What This Workbook Does
- Every recurring household service with last year’s and this year’s price and how often it is billed.
- Annual cost for both years, the change in dollars and percent, and a flag on anything above your benchmark.
- An overall increase weighted by cost, so a large rise on a small service does not distort the total.
- A notes column for scope changes, such as more visits or a surcharge.
The overall increase is calculated from the two annual totals rather than by averaging the percentages, which would give a small service the same weight as a large one.
How to Use It
- List every service you pay for on a repeating basis, including the ones on autopay.
- Enter the unit price and how many times a year you are billed.
- Set the benchmark to the annual increase you consider acceptable.
- Work down the Flag column; every flagged line is a phone call.
- Read the overall increase at the bottom.
- Next year, move the current prices into the prior-price column and start again.
What It Will Not Do
A higher price is not automatically a price rise. Check whether the scope changed — more visits, a larger area, a different product — before treating an increase as one.