Early Life Investments, LLC
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Early Life Investments
Early Life Investments
A Family Financial Head Start

“The best time to build lifelong money habits is when you are young. The second-best time is today.”

Educational only: The author of Early Life Investments is not a Certified Financial Planner. The content here reflects the author's personal opinions and experience and is for general educational purposes only. Read the full disclaimer.

Kids' Corner — Stay Safe

Is This a Scam?

The 5-second scam test — the truth about free Robux or V-Bucks.

The Short AnswerIf it promises free money, free Robux/V-Bucks, or free skins — it’s a scam. If it asks for your password, a gift card, or to keep a secret — it’s a scam. Close it, don’t click, and tell an adult. You will never be in trouble for almost getting tricked.

Is Free Robux Real?

No. There is no website, code generator, or “hack” that gives out free Robux. Roblox says it plainly on its own help site: there is no such thing as a Robux generator, and any offer of free Robux is a scam.[1] Real Roblox promotions only show up inside Roblox itself — on the official blog, in your Messages, or in a banner at the top of the site.

Is Free V-Bucks Real?

No. Epic Games, the company that makes Fortnite, says not to trust any offer of free V-Bucks on an outside website — real offers only appear in the Epic Games Store or on Epic’s own websites and social media accounts.[2] The free stuff in Fortnite is real, but it comes from playing: challenges, the Battle Pass, and rewards for turning on two-factor login. It never comes from a site you had to search for.

Is Free PlayStation Money Real?

No — and here is a detail worth knowing. PlayStation doesn’t have its own coin the way Roblox has Robux. On a PlayStation, money sits in your PlayStation Store wallet, and it gets there one of two ways: a grown-up adds it with a real card, or someone redeems a PlayStation Store gift card. So a “free PSN codes” site is really promising you gift card codes — which is the single most popular thing scammers ask for, because once a code is used the money is gone and nobody can trace it.[5] Sony’s own rule: PlayStation will never ask you for your password, and you should sign in by typing the address yourself instead of clicking a link someone sent you.[3] (There is a real free program called PlayStation Stars — you earn points for playing and buying games, and it lives inside the PlayStation app. You never have to hand over a password to join it.)

Is Free Nintendo Money Real?

No, and it works the same way. Nintendo has no coin either — money sits in your account as Nintendo eShop credit, added with a card or a Nintendo eShop card bought at a real store.[4] Any site offering a free eShop code is offering you a gift card code from a stranger, which is not a thing that happens. The one real freebie is My Nintendo Gold Points, which you earn on games you already bought — it shows up in your Nintendo account by itself, with nothing to claim and no password to type anywhere.

Why Does It Say It Is Free?

Because “free” is the bait. These sites, text messages, pop-ups, and ads all exist for one reason: to get your password, your account, or your parents’ credit card number. Notice the pattern across all four games above — every real freebie is handed to you inside the app you already use, and every fake one asks you to go somewhere else and type something in. That one test catches almost all of them. And the rarer and cooler the promise, the more certain it’s fake.

How Do I Spot a Scam in 5 Seconds?

  • It promises free stuff that normally costs money. (Nobody gives away money to strangers.)
  • It’s in a hurry. “Only 10 left!” “Expires in 5 minutes!” “You’ve won! Hurry to claim.” Rushing you is how tricks work.
  • It asks for your password or login — Do not reply to someone claiming to be “support” or a famous YouTuber.
  • It asks for a gift card. Real companies never take payment in gift cards — only scammers do.[5]
  • It says keep it secret. Honest deals never need secrets from your parents.
  • It asks for your phone number or home address. Dishonest people use you to get to your parents, who have the real money.

What About Trading Accounts and Skins?

“Trust trades” and account trades are where tons of kids get robbed: you hand over your item or your login first, and the other person vanishes. Roblox says the same thing — there are only a few official ways to move items or Robux between accounts, and every other method should be treated as suspicious.[6] So never share your login with anyone — not a friend, not a “middleman,” not someone with a checkmark. Never let someone “hold” your skin or any other online item. The moment you hand it over, you will never see it again. Turn on two-factor login with a parent’s help; it’s the seatbelt of the internet.

What Do I Do If I Already Clicked?

Take a breath — then tell an adult right away. Don’t worry about getting in trouble. Show your parents this page if it helps you start the conversation. Telling them is the right move, and they will be glad you stopped it from getting worse.

Stop and tell an adult if…anyone online asks you to pay first, share a password, send photos, move to a private chat, buy a gift card, or keep something secret from your family. Real friends and real companies do none of those things.

Speed matters: passwords can be changed, cards can be locked, accounts can often be recovered — but only if a grown-up knows fast. Kids who hide it because they’re embarrassed or afraid lose way more than kids who speak up in five minutes. Every adult has been tricked by something or someone. It’s not a kid mistake; it’s a human one. These people are using your honest heart, your age, and your willingness to trust someone you thought was a friend, and they are using it to steal from you.

What to say to your parent“Can we set up two-factor on my game accounts together? And if I ever mess up and click something bad, I promise to tell you fast — can we agree I won’t be in trouble for telling you?”

Scammers want your money to become their money, and they go after kids because they think kids are easier to fool. Beat them the boring way: keep your money somewhere tricks can’t reach it and let it grow — see how to save for something you want.

The same warning signs show up when you’re buying something used from a person instead of a store — there’s a section on that in Finding the Best Price.

Back to Money Questions for Kids. Parents: the grown-up version of this lesson is Kids & Digital Money.

References & Resources

  1. Roblox Support: Free Robux or Subscription Generators — Official word: there is no Robux generator, and every free-Robux offer is a scam.
  2. Epic Games Support: Should I trust a website offering free V-Bucks? — Real Epic offers appear only in the Epic Games Store and on Epic’s own channels.
  3. PlayStation Support: Compromised accounts and unauthorized charges — What Sony will never ask for, and what to do if an account is taken.
  4. Nintendo: eShop Cards — How Nintendo eShop credit actually gets added to an account. See also Nintendo Online Safety.
  5. FTC: Gift Card Scams — Why anyone demanding gift cards is a scammer, and why the money can’t be traced.
  6. Roblox Support: Player Trading Scams — The only official ways to move items between accounts.
  7. CFPB: Fraud and Scams — More on spotting and reporting tricks.